There is a post on the Tactical Shooting Forums right now that is giving the XD quite a thrashing.  The problem seems to be long term reliability.  I personally don’t have many rounds logged behind an XD so I can’t add to the discussion.  If you have had any types of issues,  you might want to follow-up on this post.  Springfield is a good company that should want to stand behind its work.  Perhaps they will change some policies...